Online course: Basic Investment Concepts

LOMA 05 Iulie 2019

Trainer: N/A


This LOMA course discusses crucial, fundamental concepts that people should know about investing money, including: (a) simple and compound interest and time value of money; (b) risk and return and the relationship between the two, as well as the types of investment risk; (c) the goal and importance of diversification; (d) the effects of inflation on the value of money; (e) the effects of taxation on investment returns; and (f) opportunity cost.

Anyone who needs to understand the concepts of investment and how they apply to insurance and annuity products, whether new to the industry or new to the marketing, sales, or servicing of investment-oriented insurance and annuity products, will benefit significantly from this program.

Language: English

This LOMA course is online and can be accessed both from computer and mobile devices.

Participants in this module will be allocated 1 credit point related to continuous professional training for insurance distributors according to the ASF Norm no.20 / 2018.

The course can only be completed once in the continuous professional training program.


Grup țintă

Employees of companies from the insurance and financial services industry.

Obiectivele cursului

  • Explain the concept of the time value of money and the differences between nominal and effective interest rates
  • Describe the concept of the risk-return tradeoff and the benefits of diversification
  • Discuss how inflation affects the value of money
  • Discuss how taxes affect the value of money and how governments use tax mechanisms to affect the value of money
  • Explain the concept of opportunity cost


1 hour

The displayed period is indicative, being online the course is available at any time.

The course can be completed within 6 months of enrollment.


The necessary investement for this course is of 60 USD+VAT/participant.

The participation fee may be subject to changes based on LOMA policy.

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